Many computer users adopt the it will never happen to me policy, but there are a number of computer viruses out there just waiting to infect and destroy the information contained on their hard-drive. This is why companies invented anti-virus software, which is a program that automatically helps to detect the presence of viruses on a computer or in a file before it is opened. Anyone who spends a considerable amount of time surfing the internet, visiting unfamiliar websites or downloading photographs is at a higher risk for computer viruses than those who do not. Computer viruses are typically attached to word processing documents, computer programs and images which, if downloaded, may instantly affect the computers performance.If a computer virus infects a computer, the owner may immediately lose everything in their computer and may be forced to use the factory restore disk. This CD, which is accompanied by most new computers, will restore the computer to its original factory settings.Anti-virus software is quite affordable considering its wealth of use. Without it, computer users are at constant risk for computer viruses. Anti-virus software can generally be found at any computer manufacturers website, retail stores electronic department or online at many retailers selling computers. Anyone who suspects that their computer may be infected with a virus should refrain from sending any e-mail messages or uploading photos to family or friends. Otherwise, the virus may spread to infect their computers as well.Anti-virus software is available most commonly on a CD-Rom, but may also be downloaded from some manufacturers. By double clicking on the software, the anti-virus program will begin to perform a scan of your entire computer. As it progresses, it will give you an update on any potential located viruses or files that may be of concern. In addition, some anti-virus software will allow users to scan a single file before opening it. For example, if a computer user were to download an image but wanted to run a virus scan on it prior to opening the file, he/she could click on the anti-virus software and direct it toward the file in question. The anti-virus program would scan the file for potential viruses and will post the results immediately on the computer screen. This will allow the computer user to know which files are safe and which are not. In todays world, anti-virus software is to computers as Tylenol is to headaches. Its both a preventative approach and a cure for certain ailments affecting a computer. If a user does not have anti-virus software pre-installed into their computer, it is recommended that they purchase a program immediately before logging on to the internet.
Information Technology has improved the leasing process, parts at a time. Every company has evolved some manner of maintaining customer information. Accounting software has kept the back-end humming. The sales force has devised methods for maintaining customers and then bridging them with funding sources. The vendor is contacted when an order needs filling. Further down the chain, the collections process is managed independently. And, the savvy leasing business has found ways of retaining customers to keep the process alive.
Limitations of the traditional Lease Management Software
But the permeation of technology has been sporadic, at best. Thus far, the existent lease management software have spot lighted sections of the leasing process, affecting each uniquely, independently and in isolation from the whole lease operation. This has forced companies to tie together the disparate sections of the lease process manually, without using any lease management software. Inevitably, intervening to help one part of the business communicate with another without a technical platform such as lease management software to collaborate both parts creates inefficiencies. While financial data would help the sales-force negotiate with repeat customers, the sales-force may not be privy to the relevant information easily devoid of innovative leasing software. The lessee may be offered an online lease application, but a potential funding source is not intimated of the new request until much later. Unfortunately, the disjointed nature of traditional technology necessitates physical intervention almost every time one link of the lease chain needs to be connected with another.
Improving productivity through consolidated lease management
Here's where concepts like Customer Relationship Management (CRM) and Supply Chain Management, so successfully used in manufacturing and telecommunications, become relevant to lease management. Today, Internet-driven technology such as the lease management software can consolidate the entire leasing process, beyond simply improving its various sections in isolation. Productivity-wise, this consolidation will do to the leasing business what the assembly line did to automobile manufacturing. And, if implemented wisely, the cost of this technology is quickly covered many times over by the resulting synergy - and the quantifiable savings -- that it brings to the leasing enterprise, regardless of its size.
Managing leasing relationships through the Lease Management software
Lessor <> Lessee
The lessee-lessor relationship, for one, fits intuitively into the Internet model of the lease management software, given the high level of interaction it requires. After all, lessees have ongoing and insatiable needs, ranging from the most basic monthly invoice to the more complex asset-dependent property tax management specifics. Lessees with numerous assets under each of their leases, for instance, need a specialized flow of information to track their assets and stay abreast of their accounts by way of an effective lease management system. With a lease becoming a service rather than a mere financial product, lessors have to find ways of catering to the growing customer demand for information. One cannot help wondering why the systems they use for lease management, veritable storehouses of the needed information, don't have CRM functionality. Indeed, CRM is as relevant at point-of-sale as it is during the lease process; it allows lessors to understand a lessee's ongoing needs and even distinguish one customer from another. An online interface by means of lease management software can form the perfect channel of information exchange for the data-starved lessee.
Lessor <> Funding Source
Driven by tight marketing conditions and innovative funding models, the unique investor-lessor relationship can also benefit greatly from the use of technology via lease management software. Typically, lessors sell receivables, in whole or in part, to various investors to fund their leases. In some cases, the residual value is even sold separately with the investor and lessor sharing the proceeds generated from off-lease remarketing, contingent on various realization thresholds. But, regardless of the level of complexity in their relationship, there is one undeniable truth: Information that is already present with the lessor has to somehow travel to the investor. Typically, this entails hours of error-prone report and document preparation, the need for pain-staking clarification and, possibly, re-reporting. Again, these inefficiencies beg a rather obvious question: Why not let the investor get the information it needs, in a controlled, secure and real-time environment, devoid of manual intervention? Shouldn't it be possible, at least in theory, for the investor to view information that lives with the lessor without the latter's direct involvement? With an Internet based lease management system, this becomes a very practical possibility. Once the lessor determines the type and extent of information access it wants to offer, a customizable Web interface can provide the forum that eliminates the traditional inefficiencies of the lessor-investor association.
The Solution - Internet based Lease Management Software
Indeed, owing to the ease of information flow that the Net inherently facilitates, Internet based "leasing software" technology can tie in the hitherto unconnected parts of the lease process. Through this technology, the lessor can provide its business partners with controlled gateways to information residing in the back-end. In light of optimizing these relationships, the technology used to forge this data exchange must be based on the same technology that is used to maintain the information. If, therefore, the back-end accounting software were Internet based, it would become a minor step to make the relevant information available to investors or lessees online.
The technological consolidation of the leasing process by way of a internet based lease management software begins, then, with the back end. Lease management software is the battering ram around which the rest of the leasing process is built. In fact, Supply chain management and CRM, as they pertain to leasing, are fueled primarily by the data-rich back end. After all, here's where every detail about a lease, from inception through maturity, is maintained. Yet, despite the obvious opportunity to realize these efficiencies, the leasing industry has not recognized the benefits of online lease management software. Most software vendors still earn a living touting systems that are entrenched in the client/server model and that are seriously limited by their legacy origins. This scenario is changing, however, with companies like Odessa Technologies, Inc., based out of Philadelphia, that make Internet based lease management systems.
Through LeaseWave(Lease accounting and management software product), Odessa Technologies provides a cost-effective means to benefiting from the Internet. LeaseWave, at its nucleus, provides for complete asset management and lease accounting functionality, allowing the lessor to efficiently manage any number of lease portfolios. Beyond this core, LeaseWave provides a series of interactive web sites that connect the lessor with business partners including lessees, funding sources and vendors. This allows for the lessor to consolidate the leasing process, tying together business partners online, on a real-time basis. Through LeaseWave, the leasing supply chain meets CRM around a robust, Internet based lease management software.
Indeed, it was through supply chain management and CRM that Wal-Mart recently revolutionized the retail industry. IT investment "enabled the company to squeeze out every last inefficiency from [their] merchandising chain." By connecting with their suppliers such as Procter & Gamble, Wal-Mart was able to reduce inventory, lower order-processing costs and thereby offer "low, everyday prices." One better than Wal-Mart, Cisco, one of the largest Internet hardware suppliers now boasts a paper free supply chain. Cisco's suppliers only begin assembling components after a customer places an order online, giving "just-in-time supply" a new standard. Why then can't our retail shops (read lessors), their suppliers (read funding sources) and their customers (read lessees) be similarly connected? Don't we also want low, every day prices?
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In 2002 thirteen-year-old Christina Long, a Connecticut suburbanite, became the first confirmed murder in the U.S. by an Internet predator. Unfortunately she has not been the last. Fortunately, recent media attention is finally making parents aware of dangers linked to Internet use.A study performed by National Institute for Missing and Exploited Children concluded that in the past year one in five minors were subjected to sexual solicitation through chat rooms and instant messengers. 5% received aggressive sexual solicitation in the form of phone calls, mail, money, or gifts, as well as being asked to meet. Almost 70% of all solicitations occurred in the home, yet less then one-quarter of minors told a parent. Shockingly, by an average age of just eleven years most minors have been exposed to Internet pornography.Internet predation is an issue that cannot be ignored. The Long family did not realize their children were in peril until it was too late. We must learn from their loss and take action before more children suffer a similar fate. Amazingly, many responsible parents who wouldnt dream of letting their children cross the street without teaching them to look both ways, or under the supervision of a crossing guard, will let their kids play on the Information Super-Highway without any safeguards!There are several excellent resources designed to provide education to both parents and children. One of the best is the National Institute for Missing and Exploited Children (http://www.missingkids.com). Here you will learn how to identify dangers and how to effectively address them. As an example, one of the easiest changes that can be made is moving the family PC to a highly visible area, making it easier to watch for risky behavior. There are other valuable tips, such as how to pick chat room and instant messenger user names that draw less attention from predators and what type of chat rooms to avoid.The most important thing you must teach your children is that the Internet is not always a safe playground where they can let their guard down. Children often have a false sense of security on the Internet because they believe its anonymous nature will protect them, even from behavior that would make them run in real life. Children must be taught that behavior that would make them uncomfortable in person must not be tolerated online either. Most minors would be afraid of a stranger who starting talking to them with sexual innuendo or talking about their sexual fantasies, but fail to be afraid when they are approached online. In fact many children will even engage in conversations when approached, perhaps because the Internet gives the illusion of personal safety.Children must be taught that giving out personal information is extremely dangerous. Teach your children that even the smallest piece of information, such as what softball team they are on, is enough for a predator to find them. Also teach them that a stranger online is not always who they say they are. Predators will often masquerade as children themselves to obtain information they can use to identify and find victims. Your child may think they are talking to someone their own age, when in fact they may be talking to someone intent on doing them harm.In addition to education you must put in place parental controls and monitoring tools to add a second layer of defense. Even the best child will break the rules on occasion, and even the smartest child will fail to identify every dangerous situation. Quality parental control software should allow filtering of web sites and permit monitoring of which sites your children are visiting, allowing you to identify risky behavior before it is too late. Instant messenger controls that permit conversation monitoring, as well as permitting limits on which contacts your kids can have conversations with, are invaluable since predators often use these messengers to meet and entice their victims. Another option that is vital, although often overlooked, is a means of block peer-to-peer file sharing programs. These programs are typically used to download music, but can also serve as a portal for pornography, including the most insidious forms of child pornography. Finally, a quality monitoring tool to that allows you to watch everything your kids do will help identify and address risky behavior. The most typical tool for this is a keystroke logger, which logs every keystroke your child makes. Perhaps the greatest value of installing good "parental controls" and monitor tools is the positive effect it will have on your childrens behavior. They are less likely to break the rules if they know you are watching.Educate yourself, educate your children, and invest in the tools to make sure theyre safe. Dont let your family be the next saying they never thought it could happen to them.Visit http://www.css-software.com for more resources and tools to help protect your children before its too late.
You use CHM files daily but do you really know what they are? You use them every time you hit the F1 button; you use them every time you read the help file. CHM is a standard for software help. Now it is time to know CHM better.CHM file is a file with .chm extension; CHM stands for Microsoft Compiled HTML Help. Such files are optimized for reading. This format was developed by Microsoft and released in 1997. First it was introduced with release of Windows 98. Now it is distributed and supported through Windows XP and Windows Vista.There are a lot of paid software tools which allow you to see CHM help files as HTML pages. Chmlib.com authors created the website which allows you to view help files in convenient way for free. They believe that that site will be especially useful for Linux, Mac and other non-Windows users which cannot view CHM files using their operating systems. Website is regularly updated. Also, software developers can send their help file to authors of the website to have it converted into HTML format and added to the website.Chmlib.com file stores files in convenient format and allows you to read them even if you work under the non-windows operating systems.Also, in 2002, Microsoft announced some security risks associated with the .CHM format, as well as some security bulletins and patches. But reading the CHM file using chmlib.com in HTML format is completely safe.